Thanks for checking out all the MONEY posts from Mommy Over Work! Please find articles organized by subtopic below. Be sure to check our recommended resources to help with budgeting and personal finance, save money shopping hacks, and make more money.

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rakuten logo (formerly ebates)

Cash back on shopping through Rakuten

Sometimes I'll say no to shopping, but I'll never say no to saving money doing it. Rakuten (formerly called Ebates) is a site that gives you cash back on your purchases. How do they do this? They get a commission for referring people to merchant sites, and they share a part of that commission with you. A win-win! Read how I hacked Rakuten to save even more on my shopping.

Get a $10 welcome bonus when you sign up for Rakuten and make your first purchase.

Earn rebates through Ibotta

Ibotta is an app that gets you rebates after your purchase is made by scanning your receipt to verify purchases. This is great for getting money back on groceries. Because of their success, they've branched out to include retailers like Target and Amazon.

Get a $10 welcome bonus when you sign up and make your first purchase. 


A credit card all people should have

I'm a HUGE fan of using credit cards for the perks and benefits. If you pay your full balance each month by the due date and use the credit cards for purchases that you need to make, all the rewards you get are basically free money.

A great credit card rewards program for beginners, and one I believe everyone should own is the Chase Freedom Unlimited for their easy welcome bonus requirements. Plus, get 1.5% cash back on all purchases.

Get $150 when you spend $500 in your first three months with this link.

And if you're concerned about your credit, get your credit score for free with Credit Sesame.

Banking and financial tracking

I like to open bank accounts as a side hustle, since many offer some nice sign-up bonuses. One national bank that does so is Capital One.

If you're comfortable with online banking and don't already have an account with them, then you should consider opening accounts with them. They're convenient to use and have a higher than standard interest rate on their savings account.

Get $50 with your first checking and savings accounts with Capital One.

And if you're worried you may get confused tracking multiple accounts, then jump onto Personal Capital, a free financial management tool.